Business Owners Policy (BOP)

Combined Coverage for Special Advantages.

At Hometown Insurance Services, we’re committed to providing insurance solutions that keep small to medium-sized businesses protected. That’s why we combine various coverage options into one convenient package – for more benefits than a typical Business policy and better savings through competitive pricing.

A Business Owners Policy (BOP) from Hometown Insurance Services allows your business to create a customized insurance policy that combines Property, Commercial General Liability, and Crime Insurance, as well as additional coverage types based on your needs.

The proper Business Owners Policy can keep your day-to-day operations protected with options such as:

  • Products and Completed Operations
  • Premises Liability
  • Premises Medical
  • Fire Legal Liability
  • Business Income Insurance
  • Building and Personal Property Protection
  • On-Site Equipment Insurance
  • Coverage for Inventory Loss
  • Crime Insurance

Find Out if Your Business is Eligible

Since Business Owners Policies apply only to special types of businesses with specific needs, operations, and risks, it’s important to contact a specialist at Hometown Insurance Services who can help you determine whether a BOP is right for your small or medium-sized business.

Our Locations

Buellton/Santa Ynez Valley Office

186 West Highway 246
Buellton, CA 93427
Main office: 805.688.6418
Fax: 805-688-2248

Santa Maria Office

2255 S Broadway, Suite 10
Santa Maria, CA 93454
Main office: 805-922-3351
Fax: 805-922-3352

Goleta/Santa Barbara Office

5739 Hollister Ave
Goleta, CA 93117
Main office: 805-695-5050
Fax: 805-695-5051

Ventura Office

2419 East Main St, Suite 100
Ventura, CA 93003
Main office: 805-852-1421
Fax: 805-850-0383

Atascadero Office (Affiliate Office)

7600 El Camino Real, Suite 10
Atascadero, CA 93422
Main office: 805-466-4611
Fax: 805-466-3883

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.