Kidnapping Insurance

In some areas of the world, being kidnapped and held for ransom is a possibility. While kidnapping rarely happens in the United States, it is not unheard of. In parts of the world where terrorist groups operate, however, kidnapping happens more often. If you travel around the world to dangerous areas, consider kidnapping insurance for peace of mind.

In addition to being a problem in areas where terrorists operate, kidnapping also occurs in areas where law enforcement is unreliable. A New York Times story noted a 300 percent increase in kidnapping in Mexico since 2005, as well as large increases in kidnapping in Pakistan and Venezuela.

Members of high-profile families and representatives of companies are often targets. Sometimes kidnappers target companies as well as individuals.

Features of Kidnapping Insurance Policies

Companies providing this insurance usually have a security company that offers more than just money if you are kidnapped. They will help negotiate the release of the kidnapped person and provide extra security for family members. In the event of a kidnapping, family members who are being asked to pay a ransom are also in danger and need extra security.

Insurance companies do not provide the ransom money. Typically the ransom is paid by the family and may be recovered, through a claim, from the insurance company later. Kidnapping insurance does cover any associated expenses and losses incurred and includes a life insurance policy as well. The insurance provider may also offer training on how to avoid becoming a kidnapping victim.

People who travel on business, as well as people who are from wealthy families, are the people most likely to be kidnapped and to need kidnapping insurance. Criminals feel kidnapping is an easy way to get money quickly, and it does work at times. Being insured will assure you that a security team is available to help win your release.

If you are planning to travel to a dangerous area, call our office to discuss the insurance options you have. Hometown Insurance Services professionals can guide you as you consider kidnapping insurance for yourself or a family member.

Our Locations

Buellton/Santa Ynez Valley Office

186 West Highway 246
Buellton, CA 93427
Main office: 805-688-6418
Fax: 805-688-2248

Santa Maria Office

2255 S Broadway, Suite 10
Santa Maria, CA 93454
Main office: 805-922-3351
Fax: 805-922-3352

Goleta/Santa Barbara Office

5739 Hollister Ave
Goleta, CA 93117
Main office: 805-695-5050
Fax: 805-695-5051

Ventura Office

2419 East Main St, Suite 100
Ventura, CA 93003
Main office: 805-852-1421
Fax: 805-850-0383

Atascadero Office (Affiliate Office)

7600 El Camino Real, Suite 10
Atascadero, CA 93422
Main office: 805-466-4611
Fax: 805-466-3883

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.