Whether you are a recreational ATV rider, or use your RTV to manage your ranch, if your vehicle is damaged, wrecked, or stolen, that can cause loss of time and money. We can provide different types of off road vehicle insurance to cover different types of vehicle needs.
ATV Insurance:
All Terrain Vehicles, Quad, Four Wheelers: whatever name you call it, they’re all fun to ride. If you’re using it as a weekend cruiser, running around the farm, or taking it hunting – having your ATV is a lot of fun, but it’s also a big investment. What happens if it’s sitting in the garage and a poorly placed battery ruins the gas tank and engine? Does your homeowner insurance cover it? What if you’re not on your property and have an accident? Are you or your ATV covered? Even worse, if someone steals it from your driveway, or it gets hit while you’re waiting to load it onto the trailer at your favorite trail – how are you going to replace it?
Some State managed four wheeler trail networks require insurance to ride on them. We can help with all of these scenarios.
Dirt Bike Insurance:
If you ride a dirt bike on the weekends for fun or if you’re a serious racer you also have a big investment in your bike that should be insured. Some racing events and venues require coverage for your motorcycle. We can help design the right policy to protect your dirt bike however you use it.
Gators, RTV’s and other Full size 4wd Insurance:
Many of the vehicles that never see pavement, or aren’t registered are of high value. You wouldn’t buy an 8 thousand dollar car and not insure it, but would you buy gator for your ranch and leave it uninsured? If you’re an avid four wheeler wouldn’t you protect your thirty-thousand dollar toy from liability, uninsured accidents, and theft? If it falls off a trailer, will you pay damages out of pocket? If your Jeep rolls over and damages someone else’s vehicle, who will cover those damages? Don’t leave your off road vehicles vulnerable to anything other than the trails you’re on.
