Have a teen driver? Own a dog? New pool? How about a neighbor that complains about everything you do? Do you entertain? If you are answering yes then you probably need a personal umbrella liability policy.
The personal umbrella policy goes “over” the liability amounts in your personal home and auto policies. It will not cover your “business” liabilities—so if you use your personal auto for business use and have an accident your personal umbrella liability policy is not going to protect you!
A personal umbrella policy could protect all your net worth from a law suit. Bill Clinton used his to help defend himself in one of his civil law suit trials!
Check out the links below for articles on why an “inexpensive” personal umbrella policy is a must.
“Dogs and Teen Drivers Could Leave You Broke-Almost everybody needs extra liability”
