Collision Coverage

Bumper-to-Bumper Protection for Your Auto.

For most drivers, a car is more than just a means of transportation - it’s an investment. And if you’re involved in an accident, you’ll want to ensure that your investment is protected. With Collision Coverage from Hometown Insurance Services, you can have damage to your car insured under your policy – whether the damage is a result of an accident with another vehicle or object.

How Much Collision Coverage is Needed?

Different drivers require different coverage options for their Auto Insurance policies. Determining the right amount of Collision Coverage depends on factors like the age and year of your car, as well as your financial situation. An insurance specialist from Hometown Insurance Services can help you find an insurance option that best fits your budget.

In addition to protecting you and your car from collisions, we offer benefits that range from rewards and incentives to extended coverage. Our enhancements include: Diminishing Deductible, GAP Coverage, and Accident Forgiveness for better assurance.
  • Diminishing Deductible rewards you with credit towards your collision deductible simply for being an accident and violation-free driver.
  • GAP Coverage picks up the difference when a settlement from an accident is less than the actual amount you owe on your vehicle loan.
  • Accident Forgiveness ensures that your rates won’t increase because of a single accident.
Contact Hometown Insurance Services today to see if you qualify for, or want to learn more about Auto Insurance enhancements that can help save you money.

Our Locations

Buellton/Santa Ynez Valley Office

186 West Highway 246
Buellton, CA 93427
Main office: 805-688-6418
Fax: 805-688-2248

Santa Maria Office

2255 S Broadway, Suite 10
Santa Maria, CA 93454
Main office: 805-922-3351
Fax: 805-922-3352

Goleta/Santa Barbara Office

5739 Hollister Ave
Goleta, CA 93117
Main office: 805-695-5050
Fax: 805-695-5051

Ventura Office

2419 East Main St, Suite 100
Ventura, CA 93003
Main office: 805-852-1421
Fax: 805-850-0383

Atascadero Office (Affiliate Office)

7600 El Camino Real, Suite 10
Atascadero, CA 93422
Main office: 805-466-4611
Fax: 805-466-3883

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.