Key Person (Key Men) Insurance

Employees are Valuable Assets Too.

Many companies have important key figures whose expertise and talents are crucial to maintaining profitable and productive business operations. From the savvy and influential executive to the creative thinker behind the company’s greatest ideas, Hometown Insurance Services knows that some talent is simply too difficult to replace.

Key Person, or Key Men, Insurance provides financial support for business owners in the event that death or permanent disability results in the loss of an employee who is essential to business operations. This policy helps assure that business can continue as planned while you look for a suitable replacement. In addition, it affirms the importance of the talent that the Key Person brings to your business.

Several business benefits are built into your Key Person Insurance policy with Hometown Insurance Services, such as:

  • Coverage that acts as a business asset for enhancing your company’s creditworthiness
  • Cash value of the policy that may be available to your business as a loan if needed
  • A policy that can be converted to a retirement bonus for the key employee

At Hometown Insurance Services, our professional and knowledgeable insurance specialists are sensitive to your needs as a business owner and dedicated to providing all of your commercial insurance solutions. Talk to a representative today to learn more about what Key Person Life Insurance can do for your business.

Our Locations

Buellton/Santa Ynez Valley Office

186 West Highway 246
Buellton, CA 93427
Main office: 805-688-6418
Fax: 805-688-2248

Santa Maria Office

2255 S Broadway, Suite 10
Santa Maria, CA 93454
Main office: 805-922-3351
Fax: 805-922-3352

Goleta/Santa Barbara Office

5739 Hollister Ave
Goleta, CA 93117
Main office: 805-695-5050
Fax: 805-695-5051

Ventura Office

2419 East Main St, Suite 100
Ventura, CA 93003
Main office: 805-852-1421
Fax: 805-850-0383

Atascadero Office (Affiliate Office)

7600 El Camino Real, Suite 10
Atascadero, CA 93422
Main office: 805-466-4611
Fax: 805-466-3883

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.