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Hometown Insurance Services, INC. Blog

View the latest blog posts from Hometown Insurance Services, INC..

Thursday, February 25, 2021

Is My Home Actually Worth Insuring?

Some people might think that they no longer need homeowners insurance if they live in an older property and have paid off their mortgage. This is fundamentally incorrect, and the fact of the matter is that anyone can benefit from homeowners insurance, no matter how much money they might think they have in the bank. READ MORE >>

Tuesday, February 23, 2021

Prescription Drug Insurance and Drug Safety

Millions of Americans rely on prescription medication to help them maintain their overall wellness. As a result, major health insurance plans almost always cover these services. However, no two prescription drug plans are identical. READ MORE >>

Thursday, February 18, 2021

Can You Get a Car Insurance Discount By Working From Home

The worldwide COVID-19 pandemic has fundamentally changed how businesses operate. To enforce social distancing necessities, countless businesses have transitioned to either full- or part-time remote work. This work from home benefits allows employees to continue to do their job from the safety of their own home. READ MORE >>

Tuesday, February 16, 2021

What Factors Influence Life Insurance Costs

Getting life insurance often takes time, care and consideration. There are numerous policies on the market, and you of course want to choose the one that is best for you, both in terms of coverage and price. Still, when it comes to offering you a price quote on your plan, your life insurer will need to gauge exactly how much of a risk you pose to them. READ MORE >>

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Monday, February 15, 2021

Do I Need Homeowners Insurance Or Landlord Insurance For A Rental Property?

Do I Need Homeowners Insurance Or Landlord Insurance For A Rental Property?   Supposing you own a home that has served as your primary residence for some time but you are now considering renting it out to tenants, what kind of insurance policy would you need?   READ MORE >>

Thursday, February 11, 2021

Why Business Insurance Covers Unexpected Losses

Everyone wants their business to operate without any roadblocks. However, we’re all smart enough to know that nothing is perfect, and you can’t avoid the chance of something going wrong somewhere along the line. Therefore, to protect yourself against the ramifications of unexpected accidents or other problems, you should be able to rely on your commercial insurance. READ MORE >>

Tuesday, February 9, 2021

Health Insurance for Mental Illnesses

Millions of Americans face mental health struggles, and countless others have issues that are undiagnosed. This might range anywhere from anxiety or depression to more serious issues. However, there are countless mental health resources available within the medical community, and it doesn’t have to be overwhelming or frustrating when seeking the help, you need. READ MORE >>

Thursday, February 4, 2021

Does Home Insurance Cover Fences and Sheds?

Your home is more than just a house. Numerous structures might dot the property—storage sheds, fences, sidewalks, retaining walls. They represent just as much of your property investment as the house itself does, and you naturally don’t want anything to happen to them. READ MORE >>

Tuesday, February 2, 2021

How To Avoid Getting Rear-Ended

Getting rear-ended at a stoplight is not your fault. After all, another moving vehicle ran into the back of your stopped car. Still, even an accident that isn’t your fault might cause your auto insurance rates to rise. As unfair as it sounds, this is because you still represent a higher financial risk to the insurer following any type of vehicle accident. READ MORE >>

Thursday, January 28, 2021

Good Home Security Starts With Good Locks, Here’s Why

Home security systems promise the latest in technology and connectivity, and offer users the chance to defend their home against countless liabilities, from break-ins to fires. However, the best home security is the original home security—a set of reliable locks on all of your doors and windows. READ MORE >>

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  • 2021


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